Stephen Colucci

"As a first-time homebuyer, I had a lot of questions and not a lot of experience, and Stephen made the whole process genuinely manageable. They walked me through the FHA path step by step, explained how the upfront MIP and down payment worked, and helped me compare scenarios so I felt confident I was making the right call rather than just being told what to do. Communication was clear and prompt the entire way through, and I never felt like a question was too small to ask. We closed without any surprises, which is exactly what you want when you're buying your first place. I'd recommend Stephen and Movement to anyone navigating their first mortgage anyday."